If you are intending to retire in the near future you probably have a number of questions and concerns. We can guide you through the complex financial maze in the run up to and immediately following retirement to ensure you make the most of your money.
How can we help?
We can help you make some of the most important decisions you have ever had to make, decisions that will stay with you and impact on you for the rest of your life including:
- Deciding whether to take or delay taking your pension
- Explain your options with regard to your pension and help you make the right choice for you.
- Calculate your income in retirement and draw up plans to make the most of your money
- Or just help you with the paper work
Did you know?
- The 8th best annuity rate for a 65 year old man with a fund of £100,000 is £5,745 a year. The best rate is £7,074. Over 20 years the difference is £26,580. If that man smoked the difference would be £50,504. Do you know if your existing pension is even 8th best?
- A 64 year old earning £35,000 a year would take home £2,162.90. Due to changes in tax and NI a 65 year old would take home an extra £271.02 every month.
- A joint income of £35,000 split between husband and wife would result in a monthly income of £2,634.34. If that income was only in one name the income would only be £2,433.92. Over £2,400 a year less.