If you have already retired then you want to make the most of your money but probably won’t want to take too many risks. We can help you with this delicate balancing act.
How can we help you?
We can help you make the most of your money but at the level of risk you feel comfortable with. This can include:
- Recommending a savings or investment plan that is right for you.
- Finding the best “catch free” deposit account
- Helping you plan your savings so they are as tax efficient as possible
Did you know?
An investment of £50,000 that grew at 5% a year and was subject to basic rate income tax would be worth £60,833. Exactly the same investment that was subject to capital gains tax could be worth nearly £3,000 more.
A Stocks and Shares ISA only refers to the tax treatment of an investment. It is possible to arrange any ISA for very low or extremely high risk.
There is no such thing as a no risk investment. For more details see our 60 second briefing.
An official government report estimated that between 2002 and 2009, 1.5 million people over state retirement age paid £250 million more tax than they needed to.