About Us...
It seems that everyone is offering financial advice, so why should you deal with us?
We believe the best way for us to be successful is to build up a long term relationship with our clients. As an established owner run business we do not have to chase the "quick buck" and are not pressurised from a remote head office to achieve targets at the expense of our clients best interests.
We offer a 1hour free initial consultation.
As an independent adviser we will always offer you the opportunity to pay a fee for your investment, retirement or mortgage advice. This means we can advise you without the need to sell you something in order to run our business. In certain circumstances we may be able to offer the opportunity for us to receive commission from a product provider instead of you paying a fee directly. Either way we ensure you understand and agree to any charges before you incur a penny.
We employ one of the few Chartered Financial Planners in the Norwich area.
A Chartered Financial Planner represents the highest qualification for a financial planner in the UK. As well as undertaking many years of examination, Chartered status requires the holder to maintain their skills and knowledge, and comply with a code of ethics.
As an independent financial adviser we are not limited to a single or limited range of company’s products. This means we have access to the provider best placed to meet your needs.
We operate from a welcoming office with parking right outside the door
Whilst we are an independant business we source external support services from the Sesame Group to give us access to research data, training, compliance and other resources that otherwise would not be available to all but the very largest of firms.
We pay substantial fees for information systems such as Standard and Poors fund analysis, Assureweb annuity analysis, and Pencalc pension analysis to review your arrangements and enable us to find you the best products and providers in the market.
We and many of the products we arrange are covered by the Financial Services Compensation Scheme (FSCS) which provides protection in the event of an authorised firm being unable to pay claims.
In the event of a complaint , you have the ultimate protection of the Financial Services Ombudsman.
Your home may be repossessed if you do not keep up repayments on your mortgage
For mortgages we can be paid a fee usually this is a fixed fee of £300 for advising on a mortgage that is suitable for you. If you require us to go on and arrange a mortgage, an additional fee equal to 1% of the loan value is payable.
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